More security with the new system 3D-SECURE and SecureCode

Since October 1, 2008, security has been strengthened in terms of payment by credit card through the device, 3D-SECURE set up by most of the major banks.
Now you can enter an additional authentication code to make a payment by credit card on our online store.
This authentication is done directly on the site of your own bank.
This is designed to significantly reduce the chance of fraudulent use of your credit card because even in case of theft of credit card, this one could be used without knowing the authentication code.

Without the 3D-SECURE system

It was possible to simply pay with the credit card number, validity date and the pictogram to three digits on the back of your card.
This allowed the owner of your card (whatever it is) to use your card without your consent.

With the 3D-SECURE and SecureCode device

You have a special PIN for your purchases on the Internet.
The latter lets authenticate you and ensure that it is the cardholder making the payment.
It is possible to use your credit card without your consent.

In practice, to set an order with 3D-SECURE

-You must enter as usual credit card number, date of validity and the pictogram on the site of our partner bank Société Générale.

-You will then be directly redirected to your bank in order to enter the authentication code.

-When this information will be entered and validated by two banks (our Bank Crédit Agricole and yours), you will be automatically redirected to our store online.

How to find my 3D-SECURE or SecureCode authentication code

Depending on your bank, this code has been either attributed directly or you will be asked to define when your first payment by credit card on the Internet
(variable according to the policy of your Bank and card type).
For example some banks will ask you for your date of birth, others will ask you to create this code when you first use...
You can directly contact your bank for more information on your authentication code.

What t - it if authentication fails?

If after 3 attempts, authentication fails, your credit card will be disabled.
It will be possible to make a payment via the internet with your card.
However, you can continue to use your credit card to withdraw cash or to pay via a physical bank payment terminal normally.
He will have to contact your bank to reactivate your card for payments on the Internet.

For more information you can log directly on the Mastercard website or on the website of Visa or your bank by clicking here below on the corresponding logo.